Let's talk about Blockchain - 各國銀行對於 Blockchain 的應用

原文是來自：
https://letstalkpayments.com/bank-wise-analysis-of-blockchain-activity/

本篇介紹了各國銀行在 blockchain 上的應用，本篇文章介紹了以下幾間銀行：

• Fidor Bank：https://www.fidor.de/ 
• 第一家將 blockchain 和虛擬貨幣導入的銀行，他們和一間專門提供歐盟間虛擬貨幣交易的公司 Karken 以及德國的 Bitcoin Deutschland GmbH 公司（專作 bitcoin 交易 www.bitcoin.de ）合作。之後他們與合作夥伴 Ripple Labs 的合作，讓客戶可以透過其服務來降低多種間貨幣兌換的成本。
• 補充一下：Ripple Lab，簡單來說就是一個專作跨國匯款區塊鏈服務的公司。
• LHV Bank：https://www.lhv.ee/en/
• 2014 年 6 月時，他們開始導入 blockchain，研發出 Cuber Wallet（使用方式：透過 app 來進行 p2p 的交易，也可以透過此錢包兌換線上商品或是服務（app 下載連結：https://goo.gl/lTjM1z） ，此外他們也和 Coinbase 與 CoinFloor 合作，並且在 digital security 數位安全上作更深入的研究。
• CBW Bank 及 Cross River Bank：宣布與 Ripple Labs 合作，極力的在建構一個風險管理系統及提供一個降低跨國交易成本的服務。
• Rabobank：https://www.rabobank.com/en/home/index.html 
• 總部在荷蘭，研發比特幣（BTC）、區塊鏈及 Ripple Labs。
• ABN Amro: https://www.abnamro.com/en/index.html
• 荷蘭銀行，研發將銀行相關服務導入區塊鏈中。
• ING Bank：https://www.ing.com/en.htm
• 荷蘭國際集團，極力於研發提升區塊鏈的交易速度。
• Goldman Sachs：http://www.goldmansachs.com/
• 投資（$50M）一間 比特幣（BTC）的新創公司 Circle Internet Financial Ltd。
• BBVA Ventures：https://www.crunchbase.com/ 
• 宣布對區塊鏈技術很感興趣，像是比特幣（BTC），並投資（$75M）Coinbase。
• Santander： http://www.santander.co.uk/uk/index 
• Claims to have 20-25 use cases for blockchain and that around GBP 12 billion could be saved in banks infrastructure by switching to the blockchain concept. Set up team Crypto 2.0 to research on the use of blockchain in banking with a specific focus on international payments and smart contracts (Jun 2015).
• Westpac: 
• Partnered with Ripple and is pilot testing a proof of concept with its staff for making low-value cross-border payments (June 2015). Through its investments in VC fund Reinventure, it has participated in Series C funding of $75M in Coinbase (Jan 2015).
• UBS: 
• Has a research lab in London focused on blockchain. UBS CIO Oliver Bussmann also provides one-on-one mentoring to FinTech startups based out of London in the areas of blockchain & social media analytics. The firm is experimenting in the areas of payments, trading and settlement, and smart bonds (Apr. 2015).
• BNY Mellon: 
• Created own currency called “BK Coins” as a corporate recognition program which can be redeemed for gifts and other rewards (Apr. 2015).
• Barclays Bank: 
• Ran a 90-day accelerator program with Safello (BTC Exchange), Atlas Card (BTC debit cards creator) and Blocktree (blockchain for the insurance industry) in March 2015. In June 2015, signed a deal with Safello to work on proof of concepts for testing banking services on blockchain
• CBA: 
• Partnered with Ripple Labs to implement blockchain ledger system for payment settlements between its subsidiaries (May 2015).
• USAA Bank: 
• Created a research team to study uses of bitcoin (May 2015).
• ANZ Bank: 
• Partnered with Ripple to explore potential use cases of blockchain (June 2015).
• BNP Paribas: 
• Experimenting at making transactions faster by using blockchain (July 2015).
• Societe Generale: 
• Planning to staff employees with BTC, blockchain and cryptocurrency expertise (July 2015).
• Citibank: 
• Have set up three separate systems within Citi that deploy blockchain-based distributed technologies. They developed an equivalent to bitcoin called “Citicoin” which is being used internally to understand the digital currency trading system better. Blockchain is one of five domains that Citi is exploring to digitizing payments and transactions with a specific focus on cross-border capacity (July 2015).